Getting started

Your first meeting is a product review, not a sales presentation. To prepare, we ask for a few facts about your household, your accounts and the income you will need. With them we can show your current PSG and your tax exposure before we recommend anything.

1Complete the intake sheetAges, retirement timing, account types and income needs. About ten minutes.
2Discovery meetingWe review your statements and policies together and map each product back to its core.
3Existing PSG reportYour current Protection, Savings & Growth, with fee drag, tax exposure and volatility.
4Recommended PSG & forecastOptions compared side by side, including retirement income over your chosen period.

Why we ask what we ask

Intake question	What it tells us
Your age and your spouse's age	How long your money must grow, and for how long it must last
Planned retirement age	The years left to save and the year income must start
Percentage of assets tax-deferred / qualified	How much of your savings the IRS has a claim on (Series No. 2), and your exposure to RMDs and ordinary income tax
Retirement income needed, gross of tax	The before-tax amount your accounts must produce each year, so the tax owed on qualified withdrawals is planned for, not discovered later
Duration of income	How many years the income must last, which sets how much volatility (Series No. 3) the plan can absorb

Prospective client

Intake sheet

Questions while you fill this out?Michael Zingale, Consultant312-882-8717 mzingale@advanced-corp.com55 East Monroe Street, Chicago, IL 60603

1 Household

Client name Spouse name Client current age Spouse current age State of residence Phone Email

2 Retirement timing

Client planned retirement age Spouse planned retirement age

3 Assets & tax status

Current balance of each account type, in dollars. Leave blank if none.

401(k) / 403(b) / 457 (tax-deferred, qualified) Traditional / rollover IRA (tax-deferred, qualified) Roth IRA / Roth 401(k) (tax-free, qualified) Brokerage account (taxable) Bank savings / CDs (taxable) Annuities (tax-deferred) Life insurance cash value (tax-advantaged) Other accounts (describe in notes)

Which accounts are owned by your spouse or jointly?

Total investable assets ($) Percentage tax-deferred / qualified (%)

4 Retirement income need

Annual income needed, gross of tax ($) Income to begin at age Duration of income (years) or to age Expected Social Security / pension per year ($)

5 Priorities & notes

Top concern Notes

Download the printable intake sheet (PDF)

Everything you share is kept confidential. Information provided is used only to prepare your review. Completing it does not create an advisory relationship or obligate you to purchase any product.

Contact

Advanced Group

Michael Zingale, Consultant
55 East Monroe Street
Chicago, IL 60603
312-882-8717
mzingale@advanced-corp.com

Disclosures

About this site. This site describes the services of Advanced Group and its affiliated practices, Advanced Capital & Investments and Advanced Insurance Brokerage. It is not an offer to sell or a solicitation to buy any security or insurance product.

Client Education Series. Figures cited from Series No. 1–3 are hypothetical illustrations based on historical index data and stated assumptions. Past performance does not guarantee future results. See each piece for its full assumptions and disclosures.

Insurance. Insurance products are offered through Advanced Insurance Brokerage. Guarantees are based on the claims-paying ability of the issuing insurer. Whole Life dividends are not guaranteed.

Intake information. Information provided on the intake sheet is used only to prepare your review and is kept confidential. Completing it does not create an advisory relationship or obligate you to purchase any product.

Not tax or legal advice. Advanced Group does not provide tax or legal advice. Consult your tax advisor or attorney about your situation.