Product Consultants First. Planning Consultants Second.
Advanced Group brings insurance, investments, planning, and retail and institutional consulting under one roof, so every plan starts with a clear view of the products inside it.
One firm, both sides of the industry
Most firms specialize in either investments or insurance, and plan from that side only. Advanced Group works on both, through three affiliated practices.
Advanced Capital & Investments
Individual stocks and bonds, investment research, and the pooled products built from them.
Advanced Group
Product consulting, PSG modeling, compensation, retirement income and asset transfer.
Advanced Insurance Brokerage
Whole Life and its by-products, product design, carrier comparison and policy structuring.
Why products come first
A financial plan is only as good as the products inside it. If a plan rests on a product with hidden layers, fee drag or poor tax treatment, the projections will be wrong no matter how carefully they are drawn.
- 1Product reviewEach holding mapped back to its core product (COMP), with every layer, fee and restriction listed.
- 2Drag & volatility analysisRPA and drag reports show what you keep after fees, taxes and market setbacks.
- 3PSG modelYour current Protection, Savings & Growth across 27 units.
- 4Plan & forecastA recommended PSG report and forecast, with retirement income and asset transfer built in.
What the research shows
Your first meeting is a product review, not a sales presentation.
Share a few facts about your household, your accounts and the income you will need. We'll show your current PSG and your tax exposure before we recommend anything.